The American Institute of Physics (AIP) in a recent AIP journal acknowledged Ripple's and XRP's role in disrupting the cross-border payments market. The study focused on the implications of blockchain technology on global industries, including remittance transactions - a market where Ripple and XRP are major players. This recognition highlights Ripple's potential to transform cross-border payments with its faster and cheaper transactions.

Cardano will launch its first fiat-backed stablecoin, USDM, on March 16, 2024. This is a significant development for the Cardano ecosystem as USDM will serve several purposes:
* Fiat on-ramp: USDM provides a bridge between traditional fiat currency and the Cardano blockchain, making it easier for users to enter the DeFi space on Cardano.
* Stablecoin for DeFi: USDM can be used as a stable trading pair within DeFi protocols on Cardano, fostering growth and adoption.
* More Use Cases: USDM can be used for peer-to-peer payments and other applications due to its price stability.
Overall, the launch of USDM is expected to boost the Cardano ecosystem by attracting new users, facilitating DeFi applications, and enabling more use cases for Cardano's blockchain.

Larry Fink, CEO of BlackRock, has expressed positive views on Bitcoin's potential as a long-term investment. He considers Bitcoin a "digital gold" due to its limited supply and potential hedge against inflation, particularly in countries with unstable currencies. While Bitcoin's price volatility remains a concern, Fink's endorsement from a major financial institution is a significant sign of growing mainstream acceptance of Bitcoin.

0:00 XRP
7:30 Cardano
9:19 Bitcoin
12:59 He said what ?
19:18 Bitcoin
22:05 Solana